THE EFFECT OF RISK BASED BANK RATING ON FIRM VALUE

Bank Indonesia has transforms since 1746 influenced various policies issued by Bank Indonesia, one of which is the policy of assessing the soundness of banks. This policy underwent a change which was originally based on CAMEL, until now it became RBBR. This policy is made to assess the performance of banking institutions which will have an impact on the value of the company. Using panel data regression with a total sample of 15 foreign exchange banks for 5 years of research, this study found that the ratios of RBBR are LDR, PDN, NPL, GCG, ROA, NIM and CAR together have a considerable influence on the value of the company as proxied by Tobin's Q of 76.61%, capital being a variable has a positive and significant effect on firm value

Analisis Pengukuran Kinerja Investasi PT. Taspen (Persero) Dengan Menggunakan Metode Economic Value Added

Corporate performance measurement will indicate the condition of a company when running operational activities for a certain period. Economic Value Added (EVA) in this case is very relevant for measuring the value or values performance because EVA is a measure of economic value added resulting from theactivities of the company or enterprise management strategy. However, be a mistake when limiting EVA only to measure the performance of the company alone. EVA can be used as the implementation of a strategy that is associated with the main function of the company. The problem in this research is to try to evaluate the performance of investment PT TASPEN (Persero) with measurement of performance using Economic Value Added (EVA), which aims to get the composition of the investmentportfolio of financial assets PT TASPEN (Persero) which provide value-added for priority. The method used in this research is descriptive quantitative method. Used in this study is a secondary data such as data accounting, financial statements and annual report PT TASPEN (Persero). The results showed that, based on the value of Economic Value Added (EVA) PT TASPEN (Persero) advised to invest with established priority that is: (1) Bonds, (2) Stocks, (3) Mutual funds, (4) directinvestment and (5) deposits

An evaluation of E7 countries' sustainable energy investments: A decision-making approach with spherical fuzzy sets

The purpose of this study is to identify important strategies to increase sustainable energy investments in emerging economies. For this situation, first, four different indicators are selected according to the dimensions of the balanced scorecard technique. The weights of these items are computed by using Quantum Spherical fuzzy DEMATEL. In the second phase, emerging seven (E7) countries are ranked regarding the performance of sustainable energy investments. In this process, Quantum Spherical fuzzy TOPSIS is taken into consideration. The main contribution of this study is that prior factors can be defined for emerging economies to increase sustainable energy investments in a more effective way. Furthermore, a novel decision-making model is developed while integrating TOPSIS and DEMATEL with Quantum theory, Spherical fuzzy sets, facial expressions of the experts, and collaborative filtering. It is concluded that competition is the most significant factor for the performance of sustainable energy investments. In addition, the ranking results denote that China and Russia are the most successful emerging economies with respect to sustainable energy investments. It is strongly recommended that emerging countries should mainly consider benchmarking the capacity of energy hubs with the aim of increasing the capacity of ongoing energy plants

ANALISIS KINERJA KEUANGAN PERBANKAN DENGAN PROFIT SENSITIVITY ANALYSIS

Dalam profit sensitivity analysis, variabel yang digunakan adalah assets management, liabilities management, dan overall management. Dengan indikator, yaitu return on total assets, leverage management, cost of debt, spread management, debt management, dan return on equity. Untuk assets management, bank dengan kinerja keuangan terbaik adalah BRI. Selanjutnya, liabilities management dengan indikator leverage management, kinerja keuangan terbaik dimiliki Bank Mandiri. Untuk indikator cost of debt kinerja keuangan terbaik dimiliki BNI. Kemudian untuk indikator spread management, kinerja keuangan terbaik dimiliki BRI. Sedangkan untuk overall management, bank dengan kinerja keuangan terbaik adalah BRI. Kesimpulan dari penelitian ini adalah BRI memiliki kinerja keuangan paling baik diantara bank BUMN yang lain. Selanjutnya, bank BUMN lain dapat menjadikan BRI sebagai benchmark dalam pengelolaan assets dan liabilities yang dimiliki. &nbsp

Faktor-Faktor Yang Berpengaruh Terhadap NPL Bank BUMN

Abstrak Penelitian ini bermaksud untuk melihat bagaimana nilai Non Performing Loan (NPL) bank BUMN pada saat pasca pandemi COVID-19 dipengaruhi oleh beberapa faktor mikroekonomi seperti rasio Capital Adequacy Ratio (CAR), rasio Loan to Deposit Ratio (LDR), dan rasio Biaya Operasional terhadap Pendapatan Operasional (BOPO). Metode yang digunakan pada penelitian kali ini adalah metode kuantitatif dengan data sekunder yang didapatkan dari laporan keuangan masing-masing perusahaan secara triwulan. Data yang digunakan adalah nilai dari NPL, CAR, LDR, dan BOPO periode 5 triwulan pasca pandemi yaitu triwulan 2 2020 hingga triwulan 2 2021. Sampel dari penelitian ini berasal dari perusahaan perbankan yang dimiliki oleh BUMN dan terdaftar didalam Bursa Efek Indonesia (BEI). Maka dari itu metode sampling yang digunakan adalah sampling total. Analisis data pada penelitian menggunakan uji asumsi klasik dan uji regresi linear berganda. Hasil uji pada penelitian ini menunjukan bahwa data sudah memenuhi syarat uji asumsi klasik sehingga dapat melakukan uji regresi linear berganda. Hasil uji regresi menunjukan bahwa secara simultan seluruh rasio yaitu CAR, LDR, dan BOPO secara bersamaan mempengaruhi NPL, sedangkan secara parsial hanya rasio LDR yang mempengaruhi NPL. Kata kunci: Non Performing Loan (NPL), perbankan BUMN, pandemi COVID-19 Abstract This study intends to see how the non-performing loan (NPL) of state-owned banks in the post-COVID-19 pandemic is influenced by several microeconomic factors such as the Capital Adequacy Ratio (CAR), Loan to Deposit Ratio (LDR), and the ratio of Operating Costs to Operating Income (BOPO). The method used in this study is quantitative with secondary data obtained from the financial statements of each company quarterly. The data used is the value of NPL, CAR, LDR, and BOPO for the 5 quarter post-pandemic period, namely the 2nd quarter of 2020 to the 2nd quarter of 2021. The sample of this study comes from banking companies owned by SOEs and listed on the Indonesia Stock Exchange (IDX). Therefore the sampling method used is total sampling. Data analysis in this study used the classical assumption test and multiple linear regression. The test results in this study indicate that the data has met the requirements of the classical assumption test so that it can perform multiple linear regression tests. The results of the regression test show that the overall ratio of CAR, LDR, and BOPO simultaneously affects the NPL, while partially only the LDR ratio affects the NPL. Keywords: Non-Performing Loan (NPL), BUMN banking, COVID-19 pandemi

The THE EFFECT OF RISK BASED BANK RATING ON FIRM VALUE

Bank Indonesia has transforms since 1746 influenced various policies issued by Bank Indonesia, one of which is the policy of assessing the soundness of banks. This policy underwent a change which was originally based on CAMEL, until now it became RBBR. This policy is made to assess the performance of banking institutions which will have an impact on the value of the company. Using panel data regression with a total sample of 15 foreign exchange banks for 5 years of research, this study found that the ratios of RBBR are LDR, PDN, NPL, GCG, ROA, NIM and CAR together have a considerable influence on the value of the company as proxied by Tobin's Q of 76.61%, capital being a variable has a positive and significant effect on firm value

ANALISIS PENGARUH MODAL INTELEKTUAL TERHADAP RETURN ON ASSETS (ROA)

  Sampel yang dipilih menggunakan teknik non-probability sampling­ sehingga populasi secara keseluruhan dianggap sebagai sampel dengan jumlah 4 perusahaan. Teknik analisis yang digunakan adalah regresi data panel. Hasil penelitian menunjukan terdapat pengaruh signifikan secara simultan antara pengaruh modal intelektual terhadap ROA. Secara parsial, hanya VAHU yang berpengaruh signifikan positif  sedangkan VACA dan STVA tidak memiliki pengaruh signifikan terhadap ROA.   &nbsp

Relationship and impact of the value creation model on fintech and digital bank collaborations in indonesia

Fintech has experienced rapid growth and has the potential to revolutionize the financial services industry. The penetration of digital technologies in the financial sector has led to the emergence of digital banks, which offer digitalized financial solutions to satisfy the banking needs of small businesses and individuals. The addition of digital banks is not an imminent threat to financial technology companies or fintech lending, but rather an opportunity for collaboration to expand financial inclusion in Indonesia. This study investigates the impact of co-innovation platform models between Fintech and digital banks on firm development via radical and incremental innovation. In this investigation, PLS-SEM is used to test the hypothesis. According to the findings of this study, New Customer Base and New Customer Value are crucial components of the Co-Innovation platform for creating shared value that influences company development via radical and incremental innovation. This study concludes that the Open Finance System can be a form of collaboration between Fintech and Banking that creates added value for both parties and impacts firm development